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Tuesday, May 17, 2005

Damn bills!... 

man, this whole thing about credit cards and shady billing practices is nasty. even more motivation to keep my credit in good shape and watch debt carefully so it doesn't come back to bite me. i would love love love to never have debt other than the basics... student loan, mortgage, car payment, etc. never have debt because of credit cards, overspending my budget because it's a birthday or christmas or nice restaurant. save enough so i have a cushion for emergencies. big life transitions, including this one, will be the toughest times to maintain... but i hope to do it.


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